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随着个人财富的增长，越来越多的人开始关注理财，而理财规划师也成为一个热门职业，不少人想要考取理财规划师证，那么，取得理财规划师证书之后有哪些好处呢？ 1 R/ ^( X- q6 A; y# \
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# L4 Q) I4 q; q# k: f4 Z5 z考取理财规划师证书， 高薪就职有保障
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x9 p ~1 f' l6 o( w( F理财规划师作为时下最火热最吃香的职业之一，其薪资待遇也是分为好几等的。据深圳人才市场数据显示，理财规划师平均工资是税后15360元，最低工资也达到了8500元，最高工资则没有封顶，大部分都是12000元左右，而且目前人才市场上理财规划师人才也是奇缺。
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7 G1 |6 K% V1 ]/ B/ g& O( f高薪是我们追求的物质需求，有了高薪才有可能追求我们更高的需求，就像我们经常说的那句话：经济基础决定上层建筑。
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" P5 }% y0 j1 X- `2 R理财规划便于实现教育期望
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+ V: [7 w3 H9 C" r' j, i! b教育为人生之本，时代变迁，人们对受教育程度要求越来越高。再加上教育费用持续上升，教育开支的比重变得越来越大。我们更加需要及早对教育费用进行规划，通过合理的财务计划，确保将来有能力合理支付自身及其子女的教育费用，充分达到个人(家庭)的教育期望。
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知识永远都是可以创造财富，知识可以改变命运，这是千百年来的道理。通过理财规划可以让你有机会学习。 % w% J4 H% Y2 J. h8 d3 }5 c% K
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0 H# Q- V& z$ D) S* Z& p$ Y& m必要的资产流动性
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5 Q2 k0 O5 l3 Y0 |$ m$ i个人持有现金主要是为了满足日常开支需要、预防突发事件需要、投机性需要。个人要保证有足够的资金来支付计划中和计划外的费用，所以理财规划师在现金规划中既要保证客户资金的流动性，又要考虑现金的持有成本，通过现金规划使短期需求可用手头现金来满足，预期的现金支出通过各种储蓄或短期投资工具来满足。 4 e1 Q# j% V! A5 m( r" U! W
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9 D; }& H! l% B风险保障让你面对突发事件处变不惊 / ]; c/ d; c; m8 H/ I8 B7 u
8 u& m- g" s' j2 K7 a' r" y在人的一生中，风险无处不在。只要你掌握了专业的理财规划技巧，通过风险管理与保险规划做到适当的财务安排，将意外事件带来的损失降到最低限度。理财规划，规划好自己的生命保险，让自己未来一切无忧。 0 j0 ^- w2 d( k- Z+ z2 |
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, p7 C- z' \: U5 m! ^% P( u% Z保持收支结构大体平衡
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& z% T, C* F+ Y3 |8 _6 b个人理财目标的首要目的并非个人价值最大化，而是使个人财务状况稳健合理。在实际生活中，减少个人开支有时比寻求高投资收益更容易达到理财目标。通过消费支出规划，使个人消费支出合理,使家庭收支结构大体平衡。 - k6 J! X5 Q0 I; v0 {* T
$ [* G- y2 [9 e3 M# d$ b K, B% J3 i, C这个对于大多数家庭是有用的。收支平衡，可以保证自己的日常生活的开支。 , m: R3 n. N' L
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) G2 ~! C3 \4 ~' u1 C合理的纳税安排，让你过上优质生活
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准球王梅西曾因为偷税漏税问题给西班牙税务局盯上，最后不但要补缴漏税金额，还要罚款1000万欧元，甚至差点就要遭受牢狱之灾。
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" @4 w+ v( P$ n% C7 B/ S这个小故事告诉了我们：纳税是每一个人的法定义务，但纳税人将自己的税负减到最小。为达到这一目标，懂得理财规划的人会通过对纳税主体的经营、投资、理财等经济活动的事先筹划和安排，充分利用税法提供的优惠和差别待遇，适当减少或延缓税负支出。
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合理的理财规划，可以让提高你的人生的节奏，不管是生活，教育，家庭还是未来，都是一笔巨大的规划财富，而这一切都来于理财规划。 " M/ g9 f2 S2 m$ P
" Q! z0 n! ^3 a. F1 Z1 G来源：金色财经 |
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